About Justin & Shannon Bender

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Justin Bender & Shannon Bender are portfolio managers with PWL Capital Inc. and are securities-licensed by the Investment Industry Regulatory Organization of Canada (IIROC).

Portfolio Management and brokerage services are offered by PWL Capital Inc, which is regulated by Investment Industry Regulatory Organization of Canada (IIROC), and is a member of the Canadian Investor Protection Fund (CIPF).

Financial planning and insurance products are offered by PWL Advisors Inc., and is regulated in Ontario by Financial Services Commission of Ontario (FSCO) and in Quebec by the Autorité des marchés financiers (AMF). PWL Advisors Inc. is not a member of CIPF.

Currency Conversion Fees | U.S. Equity ETFs

In this video, Justin compares the growth of $10,000 invested in U.S.-listed and Canadian-listed U.S. equity ETFs (VTI vs. VUN) across various account types, and how the impact of currency conversion fees (i.e., foreign exchange or "FX" fees) might impact your decision on which ETF to invest in. T…

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Foreign Withholding Tax | U.S. Equity ETFs

In this video, Justin compares the foreign withholding tax cost between U.S.-listed and Canadian-listed U.S. equity ETFs (VTI and VUN) across various account types. The below topics are explained in this foreign withholding tax tutorial: 00:00 Intro 00:49 Factors that impact the amount of foreign…

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Investing in U.S. Equity ETFs | VUN, VTI, XUU, ITOT

In this video, Justin compares Vanguard's and iShares' U.S. total stock market ETFs: VUN, VTI, XUU, and ITOT. The below topics are explained in this U.S. equity ETF tutorial: 00:00 Intro 02:30 Top company holdings in VTI, VUN, ITOT, and XUU 02:47 Historical performance of the CRSP U.S. Total Mark…

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